Apply for a Home

At Habitat HMD, we build homes and collaborate with developers to provide quality, affordable housing in townhouse developments and high-rise condo buildings across Halton, Mississauga, and Dufferin.

Our affordable housing model is unique: we offer a hand up, not a handout. Families benefit from an affordable mortgage tailored to their income, with a secondary mortgage provided by us to cover the difference. This approach ensures that no family initially allocates more than 30% of their income toward housing costs, enabling them to save, invest in education, and plan for the future with greater peace of mind.

Habitat HMD bridges the gap for families who aspire to homeownership but are hindered by unaffordable market prices. We prioritize families living in unsafe, unhealthy, or inadequate housing, providing them with the opportunity to own a safe and secure home.

Join the hundreds of Habitat families who are building brighter futures for themselves and their children. Explore the information below and apply today!